If you are ever hurt on the job through circumstances beyond your control, workers compensation is an essential resource. Many employees, however, have no idea how to go about reporting workers compensation claims and ensuring that they receive the compensation they are entitled to. Here are a few guidelines for navigating a workers compensation claim:
Don't Delay Your Report
Filing for workers compensation should not be put off. Although things like repetitive stress injuries or occupational diseases can come on slowly, it's important to let your employer know as soon as possible after you've seen a doctor and determined that your job has caused the injury. If you are injured in an accident, there is no reason to put off making your claim. There is no minimum amount of time to wait before filing a claim, but most states require that claims be filed within 30 days of the injury. Missing this deadline could lead to outright denial of the claim.
Take Care Of Physical Documentation
When you notify your employer, you will usually be given paperwork to fill out; after that, it is your employer's responsibility to send the completed claim to the insurance company. If your employer will not file the report, you can directly contact the insurance company, or you can notify your state agency for workers compensation. Throughout this time, it is important to keep track of any doctor's records and medical bills associated with your injury.
Seek Legal Help, If Necessary
Your workers compensation claim may be disputed by your employer or their insurance company. At this point, you should engage the services of a workers compensation lawyer. Often, people who have recently suffered a workplace injury have little idea of how much may be at stake in terms of medical bills, lost wages, and changes in future earning potential or ability to work. It is crucial to protect yourself against these possibilities by ensuring your access to compensation.
It is important to be accurate and prompt when reporting workers compensation claims. Speaking to an attorney early on in the process can be incredibly advantageous, but if you choose to handle the initial steps on your own, just make sure that you seek professional help in the event your claim is denied. If you were injured on the job and want help reporting workers compensation claims, call (949) 582-1544 today to receive a FREEconsultation with an experienced employment law attorney at Skorina Law Group.